EyeEm is another legit paying app very similar to Foap. A photo can sell again and again to multiple clients, and you’ll earn money every time. Michael from PetaPixel wrote a great article about stock photos on how he made $1,254.93 in four months and offered some great photography tips. Available for iOS and Android. This is an easy and of the best money making apps to earn gift cards the easy way, and can add up to a large wad of free gift cards with time. And there is a low threshold to cash out, unlike other cash back apps.

If you have read our article; 16 Best Smartphone Apps That Pay You money 2018/2019, you probably would have found fun and entertaining ways to earn money using your mobile phone.

Earn Money apps are now more popular than get paid to sites as you can earn money while on the go and not limited to using a desktop device. The best money making apps allow you to make some extra cash for beer money.

This post shows you the 17 best smartphone apps that pay you money 2020 and includes both the top Android and iOS apps. The countdown is based on app reliability, the ease of use and the money making potential.

17 Best Smartphone Apps That Pay You Money 2020

17) Cash For Apps

Cash For Apps is a good stable app that pays you to install apps. When you install apps advertised on Cash For Apps offerwalls you can then delete them once you are credited points.

300 points on this app are worth $1 and points can be exchanged for gift cards for stores including Amazon, CVS, eBay, Target, Starbucks, Google Play and many more.

You can earn bonus points by referring friends, however as it is only limited to app downloads, the earnings potential will not be as good as other apps in our list.

The app is available from the iOS app store and Google Play store. If you have one account on either and have a device from both, they will be synched.

16) Ebates

The Ebates app is a good earning app for anyone loves to shop online. Ebates is one of the best cashback.

Ebates will give you $5 to sign up so that is a great reason for you to download this app on to your smartphone.

You can get paid for shopping at any of the 750+ approved shops including Microsoft, Sephora and Etsy.

You can also earn money by referring your friends to use this free earn money app.

15) cashKarma Rewards & Gift Cards

cashKarma is a popular app that will pay you for downloading apps, signing up for free trials and watching videos. For paid video views you get 1 point per video view and you can watch 50 per day.

You can redeem points for PayPal cash, Amazon gift cards of $5 and $10 amounts.

With cashKarma, you get rewarded to check in to the app daily and there are other bonuses when you achieve milestones.

There is a referral system to help you earn more points by having your friends sign up.

14) App Bounty

App Bounty has over 5,000,000 installs and over 100,000 5 star ratings on the Play Store. The way the app works is mainly by downloading and installing other apps. There are also offerwall offers for you to earn credits which you can exchange for gift vouchers.

The app is international in its reach so if you are from outside of the US, you can also benefit from downloading the app.

Overall the app is good and the payments are reliable. On the downside it can seem like forever to build your credits up.

You can swap credits for gift cards from iTunes, Amazon, Steam and more. This is one of the best apps that pay you money.

13) Make Money And Free Gift Cards

The Make Money And Free Gift Cards app makes our list for the first time! Over 30,000 reviews and most of them positive.

Over the past year a lot of apps have been removed from the Google Play Store for being scams and the fact that advertisers are no longer paying good money. As a result the quality of the apps are now better and actually pay you.

Make Money And Free Gift Cards say that you could reach your first cashout within 2 days!

12) Tapporo

Tapporo remains one of the elite rewards and money making apps. Consistently in our top 5 list, Tapporo is one of the oldest and reliable apps that you can find on the Google Play Store. This app was even listed in our 2015 list of best money making apps.

Based on the web version, Tapporo.com, they offer some of the best referral rates of $0.60 per sign up. If you have 100 friends, there is $60 free cash for you!

The high referral reward rate is one of the reasons we love this app. It can be a little difficult to earn money other than that however, it is easily one of the best apps that you can download that will earn you cash.

Rewards include PayPal cash, Amazon vouchers, mobile accessories and more!

11) Storm Play – Earn Free Bitcoin, Ethereum & Storm (Was Bitmaker)

Do you want free Bitcoin or Ethereum? Bitmaker Free Bitcoin, now renamed Storm Play can help you get free cryptocurrency. The app was built initially by cakecodes but has since been sold. This app pays you blocks which can then be exchanged for Bitcoin (This was satoshi before an update in March 2017). You must do a number of different tasks like answer surveys, install games and more to earn blocks.

The payout is low so you get paid on Fridays when you reach the threshold (this keeps changing depending on cryptocurrency trading prices. Remember to receive Bitcoin, you must have a Bitcoin wallet and a separate wallet if you want to receive Ethereum. You can find Bitcoin wallets online and easily sign up to them.

Recent updates have made this app worse. We had at number 2 on the best apps that pay you, but no longer!

10) Survey Mini

Survey Mini features in our run down for a second year. It is a survey app, however it is best if you are living in the United States. The app is available to both iOS and Android users.

How you get paid is by visiting local places where you have been to and you will receive surveys based on your experiences at those locations.

If you love going to restaurants, shops or visiting local attractions then you could benefit from using this app

You can receive rewards from Survey Mini for free food, discounts and points for gift cards for the stores that you visit.

9) Ibotta

Ibotta is one of the oldest apps on the Google Play and Apple App Stores.

The way that Ibotta works is that you get cashback based on purchases that you have previously made. Overall it is a reliable app and is used by millions to earn cashback on purchases that they make online.

US users can enjoy taking advantage of free coupons for top online stores.

8) Make Money Earn Free Cash

We said in 2016 & 2017 that Make Money Earn Free Cash had a lot of potential and it still has. Now with over 1 Million installs it is one of the most popular get paid to apps on the market. Last year the app was rated on the Play Store at 4.6 and in 2020, it remains the same.

There are numerous ways to earn however it can be slow and tedious. The rewards are earned by watching videos, filling in surveys and taking advantage of free trials.

PayPal is the only option to cash out your rewards, which for most is a good thing.

7) App Karma

App Karma makes it debut on our top paying apps list. With App Karma you can earn daily rewards easy by using your smartphone. With over 1 million installs, it is easily the most popular app that you can download for free from the Google Play Store. There is also an iOS version of the app also available for you to download for free.

Gift cards are available worldwide and not just for the US making this app appeal to a global audience. When you redeem your rewards, App Karma give you 5% of the points back to you!

Rewards include Amazon gift cards, PayPal cash, Starbucks vouchers and Google Play gift cards.

6) Earny

Earny is a free app that pays you when price drop on purchases with a price guarantee.

Earny works to claim money back on purchases made on:

  • Online shopping
  • Travel bookings
  • Credit card purchases

Instead of having to make claims on previous purchases, Earny scans best prices based on receipts that you have scanned.

5) CashPirate

Cashpirate is one of our favourite apps. It has been consistently in the top 5 in past years, however, the app and its payouts remain reliable. At the start of 2016 we were earning $15-50 per month and this still remains the case. We have never had any problems with payments ever! We are not affiliated with this app and just telling the truth!

With this app, you can earn PayPal cash, Bitcoins and Amazon Vouchers. The minimum payout is $2.50 PayPal cash.

Points are earned in this app by downloading new apps and completing offers.

You earn by watching videos but the number of videos available for you to watch is now limited. The referral program is probably the best of all apps as you get 10% of your referrals earnings and 5% of the referrals referrals earnings.

The interface of this app is extremely dated when compared to others.

The reason it is remains on our top 10 list is the fact that Cash Pirate does pay on time when you request. We have never had any bother regarding payments from CashPirate.

Click here to download and use referral code OANTJM

4) GiftPanda – Cashback Shopping

GiftPanda is an earning app where you get paid to:

  • Play games
  • Download apps
  • Get paid to Shop online
  • Refer friends

The app is moving towards becoming a cashback app for those who shop online often.

GiftPanda is an app created by the team at Aye-T Studios who have also created CashPirate.

3) Swagbucks

Swagbucks is one of the best apps that you can install to make money. This is one of the best apps that actually pays you. You can sign up to their website and earn money by going surveys, playing games, shopping online and more.

The rewards range from gift cards and much more. If you want to get paid by Paypal, this is also an option available to you.

2) American Consumer Opinion

American Consumer Opinion, also known as ACOP, is the best iOS app that pays you, however, it is only available on Apple devices unfortunately.

Should the developers extend to Android, which it is likely that it will eventually, it will certainly be a contender to be the best paying app of all.

ACOP are a leading survey panel and are known as one of the best paying survey sites for people in the US, UK and Canada.

The app has a decent interface and is straight forward to use. You will get alerts when you get an invitation to participate in a survey.

American Consumer Opinion are quick to pay when you get to the payout threshold. You can choose a variety of rewards upon payout, however PayPal is the best choice as it is cash in your pocket.

We did a review of the survey panel, see this post for details of ACOP that pays you cash.

1) PanelPlace

PanelPlace was the number 1 app in our countdown last year and remains the best paying this year. The app is 100% survey based and you get surveys from the popular survey sites including Toluna.

The survey app has a pleasant interface and is really simple to use. With this app you will never miss a survey as you get notifications of new panels.

Surveys are generally simple to answer and offer the highest payouts in the survey panel market.

To get started it is best to sign up via the website and sign in on your smartphone once you have registered.

That is the run down of the 17 Best Money Making Apps 2020. We recommend that you download most of the apps in the list above to maximize your chances of earning cash with payouts on a weekly and monthly basis.

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Money Earning Apps

Best

If you use your smartphone as often as I do (like a million times!) why not make use of these free money making apps to earn extra cash each month.

That’s right.

There are apps that make you money, and today we are taking a look at some of the highest paying apps that are making people real money.

These are apps that pay you through PayPal or gift cards, from big platforms like Amazon, Target and Walmart just for completing simple tasks like answering questions, taking photos or even browsing the internet (that’s #3 on the list).

After some research, I have put together a list of the best money making apps for android and iPhone users in 2020, so you can pick and choose from the ones that suit you best.

Ready to make money from your phone?

*This post make contain affiliate links. Disclosure here.

20+ Free Money Apps

1) Survey Junkie

The most popular survey app, known for being legitimate is Survey Junkie.

You can access surveys from their dashboard and have the potential to earn up to $50 a survey. Currently only available to those living in the US, Canada and Australia, this survey site has over 9 million members making money from home. They also have a majority 5-star rating on Trustpilot.

2) My Points – $10 Bonus

Featured by big names like Yahoo and New York Times, MyPoints has given away $236 million in the form of PayPal cash and gift cards to its members.

How do you make money? Once you sign up with My Points, you collect points to redeem for cash or gift cards. Here are five ways to do it.

  • Shop online – 25 points per dollar spent
  • Watch Videos – up to 500 points per day
  • Surveys – up to 300 per survey
  • Games – 10 points
  • Read emails – 5 points

3) Swagbucks

I use Swagbucks and I would recommend this as the easiest way to earn – with least effort.

For instance, you earn for searching the web.

Yes.

It’s as simple as that.

Instead of using Yahoo, Bing or Google to search the internet, use Swagbucks as your usual search engine and accumulate points.

Here are additional ways to earn SB’s (Swagbucks Points):

  • Daily surveys up to $35 each
  • Watch your favourite cooking shows to earn
  • Get cashback from major retailers including Amazon, Walmart & Target
  • Invite friends and family to earn more points (including 10% of their lifetime earnings)

4) Apps that Pay You to Scan receipts

Fetch Rewards is one such app where you get paid to upload receipts.

No couponing, no scanning barcodes, no surveys and no ads. Once you finish shopping just scan your receipt using the app to earn rewards in the form of e-gift cards from Target, Amazon, Kohl’s, Sephora and hundreds more.

You can cash out with as little as $3. You can scan your shopping receipts up to 14 days from date of purchase.

Download Fetch Rewards for free on your phone and start earning.

You can also submit your receipts for money with ReceiptPal. This is another free app that pays you money to scan receipts.

But wait, its not just shopping receipts, you can also get money back from your restaurant bills. Using the Seated app you can scan restaurant receipts and upload it to get back up to 30% of your total bill in the form of gift cards.

5) Vindale Research -$50/survey

Another research company like Pinecone Research, but your earning potential is a lot higher. We are talking up to $50 per completed questionnaire.

They have high paying surveys added daily and have $6,955,991+ already paid to members.

And the best part is, you get paid cash via check or PayPal – not points.

6) Online Research

Pinecone Research is a site that pays cash for sharing your opinion. They conduct surveys to help them develop products based on consumer opinion – which is you. So by taking the time to answer the questionnaires, they pay you money in return.

How much you earn depends on how many surveys you complete a day. Typical surveys take an average of 10 minutes and can earn you up to $10.

You earn points by completing these surveys that you can redeem for cash and gift cards.

7) Pay your Selfie

Raise your hands if you are a selfie person. Strangely I’m not (and more because I am camera shy:). But if you enjoy taking selfie’s you can earn money doing it.

This app shows you a list of selfies you can take like a travel selfie or a shopping selfie and pays you for each of your selfies. You can redeem for cash once you reach $20. You earn up to $1 a selfie, so you can cash out in no time.

This a reliable app has been featured by big-name companies like The New YorkTimes. Sign up for free and click away!

Related post: Incredibly easy ways to get free money right now

8) Raise

Got a lot of unwanted gift cards lying around your house?

With Raise, you can sell those gift cards for cash via direct deposit, PayPal or check.

All you need to do is upload your listing for free and when your card sells you make money. They accept gift cards and merchandise credit from any brand or restaurant. And you can set your own selling price too.

9) Paribus

*Note Paribus compensates us when you sign up for Paribus using the links.

Paribus is a Capital One owned app, that gives you refunds when there is a price drop for online purchases.

Say you bought a laptop for $499 and later the price drops to $399, you will get $100 deposited back into your account.

That’s not all, Paribusalso compensates for late deliveries and helps you rebook hotels and accommodations for the best price.

You don’t need to contact customer service for your refunds or keep track of product prices, Paribus will scan all your email shopping receipts regularly and pay you the refunds.

10) Acorns – $5 Bonus


This is an investment app that is great for beginners because you can start investing as little as 20 cents!

Actually, this is a creative way to save money. Once you install the app, every time you shop Acorns will round it up to the nearest dollar and invest the spare change for you.

So if you were to buy a coffee for $2.60, Acornswill invest the $0.40 for you. Every little bit adds up, right?

I just love this idea because you don’t need to make a conscious effort to save, as acorns will do it for you.

11) Neilsen Panel – $50

This app pays you $50 a year if you just let it run on your tablet or smartphone.

And that’s it. There is really nothing more to it.

Why they need you to do this, is so they can gather information on internet usage to develop their products, so by downloading their app you are helping them in their research.

They do not collect user ID’s or passwords, so you can be sure your information is held safe even if the app is installed.

Sign up here if you live in the US and make money every year you are with them.

12) Cashback apps – $20 Bonus

Needless to say, cashback apps are a fantastic way of getting money back for all your shopping.

How do these apps work?

Once you sign up to them, you log into these apps and find your retailers (like Amazon, Walmart etc) and make your purchase. You receive points for your purchase that you can redeem for cash, gift cards or via PayPal.

Here are some of my favorite cashback site.

13) Job Spotter

An app that pays you for snapping photos of hiring signs.

Job Spotter a mobile app that is free to download for both Apple and Android users. Start taking photos of vacancy boards and the shop front and begin making money.

You earn points for each photo you send. These points can be accumulated to earn you some Amazon gift cards.

14) Weight Loss App – $10,000

This is here is a big one.

You get paid in thousands for losing weight and it is legit.

How this works is, you set a bet amount, the kilos/pounds you like to shed and how many months you think it might take. So if you bet $6 for 10 months to lose 10 pounds and you succeed, you can earn anything up to $10,000 in prize money.

Play around with their weight loss calculator here to see how much money you can make. They take into consideration, the gender, height and weight of each individual. So results may vary for everyone.

And you can be them too. This is a cash-based challenge to help you lose weight and make money for doing it. The money here is a big motivating factor that will help you nail your target.

15) High Paying Surveys

Surveys can indeed be a great way of making a few extra dollars each month.

To make the best out of surveys, its best to sign up to them all, so you can pick and choose the surveys you want to do and cancel the ones that don’t work out well for you.

Here are a handpicked survey sites that pay up to $50 a survey.

MindsPay– $50

Vindale Research-$50

Panda Research– $75

Cashback Research-$60

16) Get paid to read emails

Inbox dollarsis a site that pays you for reading emails, surfing the web, or making purchases online.

They are a BBB accredited business and have paid over 57 million in rewards. Definitely worth trying if you are looking for more ways to earn.

Here is a $5 bonus just forsigning up here.

17) Foap

This is a photo selling app available to both Android and iOS users.

You download the app and upload your photos and videos. You earn 50% of the profit when you sell on of your photos. Ready to convert your pictures and videos into dollars, you must try Foap.

18) EYEem

This is another photo selling app that pays to be a photographer.

Make Real Money Apps

I love the idea of making money from photos because a SINGLE image you upload can be downloaded a thousand times and for each of those downloads you make money. A fantastic passive income idea.

With EYEem, you earn 50% of each sale, and they Partner with leading photo agencies like Getty so your work is seen on a larger platform.

19) Instacart

This is a grocery delivery app where you get paid to be the shopper. You can set your own schedule and get paid weekly with Instacart.

You are free to take time off and choose to work as much or as little as you like.

You need to be 18 years and over with eligibility to work in the United States.

20) Mercari

Mercari is a selling app, where you can sell anything for cash and you set the price. From fashion, toys and electronics, you can start listing them and make money.

The Street

Their website claims to have over 100k listings a day with over 35M downloads of the app.

Upload an image of a product you want to sell (either new or used) and list the item on the app.

You get paid via direct deposit with just a minimum payout of $2.

21) Easy Shift

This free app is available on the App Store and Google Play in the US and the UK.

You earn for doing short tasks, like taking photos of products, checking prices, and reviewing promotions.

Payments are made to you via PayPal and it usually takes only up to 48 hours after approval.

22) Declutter

This is another selling app where you can sell your phones or any tech devices for cash. You can also sell your old DVDs and CDs too.

You just scan the barcode of the product you want to sell and the Decluttr app will give you the price on it. Once you download the app, it transfers your phone camera into a barcode scanner.

If you don’t have a barcode, you can enter the make, model number, and condition of the product.

Once your product reaches their warehouse, they will check the product and pay you the day after.

23) Poshmark

This is an app for selling fashion online – from clothes to shoes.

Best Real Money Earning App For Laptop

Once you take a photo of the product you want to sell, you can list the item and share it to get seen.

Poshmark will supply you with pre-paid labels and have it picked up from your home for free, making the delivery so much simpler.

The Poshmark app is free to download on Apple, Ipad and Android devices.

Best Real Money Earning App In India

24) LetGo

Let Go is a selling app that is not restricted to just fashion. You can sell any secondhand items you don’t need anymore.

Download the app, take a photo of your item and start selling.

Its totally free to use without any hidden charges, and you are free to even sell your car!

Apps that Pay You Money

2 Popular Money Making Sites
  1. Earn up to $50 each time you share your opinion about products and brands - available to those in the US, Canada and Australia. Join Survey Junkie here, it's free!
  2. Take part in daily surveys worth up to$35 with Swagbucks.